USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Federal program for very low-income homeowners in eligible rural areas near Concord to repair, improve, or modernize homes. Grants up to $27,500 available for seniors 62+ to remove health and safety hazards. Loans up to $40,000 at 1% interest available for repairs. Check address eligibility on USDA website.

Grant portion for seniors 62+; loan at 1% interest for income-eligible homeowners

Key Details

  • Up to $27,500 grant for seniors 62+
  • Up to $40,000 loan at 1% interest
  • Very low income required
  • Must be in USDA-eligible rural area
  • Removes health and safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(980) 819-4900

A grant-savvy contractor in Concord, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to USDA funding availability

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