USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans (1%) for very-low-income homeowners in eligible rural areas near Conroe to repair or modernize their homes. Maximum loan term is 20 years. Property must be in a USDA-designated rural area and household income must be below 50% AMI.

1% interest loan with up to 20-year repayment term

Key Details

  • Up to $40,000 loan at 1% interest
  • For very-low-income homeowners (below 50% AMI)
  • Must be in USDA-designated rural area
  • 20-year maximum repayment term
  • Covers repairs and home modernization

How to Apply

A grant-savvy contractor in Conroe, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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