Council Bluffs Owner-Occupied Rehabilitation Program

City of Council Bluffs Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded program providing forgivable loans for major home repairs to owner-occupants with income at or below 80% AMI. Loan is forgiven after five years of continued owner-occupancy. Must be within Council Bluffs city limits.

Forgivable loan covering major repairs; no repayment if home occupied 5 years

Key Details

  • Forgivable loan up to $24,999 for major repairs
  • Must be owner-occupied within Council Bluffs
  • Income at or below 80% AMI required
  • Loan forgiven after 5 years of compliance
  • Covers structural, roofing, HVAC, plumbing, electrical

How to Apply

A grant-savvy contractor in Council Bluffs, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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