Covington Owner-Occupied Rehabilitation Program

City of Covington Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded program providing forgivable loans for major home repairs to income-qualified owner-occupants in Covington. Loan is forgiven after 5 years of continued owner-occupancy. Covers structural, mechanical, and critical system repairs.

Forgivable loan covering major repairs; no repayment if homeowner remains in home 5 years

Key Details

  • Forgivable loan up to $20,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Covington
  • Forgiven after 5 years of compliance
  • Covers roofing, plumbing, electrical, structural

How to Apply

A grant-savvy contractor in Covington, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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