Find grants, rebates, forgivable loans, and free programs for Covington, KY, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Covington, KY, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 13 require no income limit.
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free weatherization improvements to income-qualified households in Covington. Service...
CDBG-funded program providing forgivable loans for major home repairs to income-qualified owner-occupants in Covington. ...
Grant program for accessibility modifications to homes of disabled or senior residents in Covington. Covers ramps, grab ...
Free lead hazard abatement for qualifying Covington homes built before 1978 with children under age 6. Services include ...
Income-qualified grant program to assist Covington homeowners with repair or replacement of private sewer lateral lines ...
Rebate for Duke Energy Kentucky customers who install qualifying high-efficiency air-source or geothermal heat pumps. Re...
Rebate for Duke Energy Kentucky customers who add insulation to attics, walls, or crawl spaces. Requires pre- and post-i...
Rebate for Duke Energy Kentucky customers who install ENERGY STAR certified heat pump water heaters or high-efficiency t...
Rebate for Duke Energy Kentucky customers who purchase and install qualifying ENERGY STAR smart thermostats. Smart therm...
USDA program providing grants up to $10,000 for very-low-income seniors (62+) to remove health and safety hazards, plus ...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...
Grant for veterans with certain service-connected disabilities (blindness or loss of use of both hands) to make adaptati...
Federal HOME program administered by Kentucky Housing Corporation providing grants for essential home repairs to income-...
Tax credit for rehabilitation of income-producing historic properties in Kentucky. State credit is 30% of qualified reha...
Grant program for Covington homeowners age 62 and older to make critical home repairs. Covers emergency repairs to keep ...
Free professional home energy audit for Duke Energy Kentucky customers to identify opportunities to save energy. Include...
Federal program helping low-income Kentucky households pay heating and cooling bills. Also provides crisis assistance fo...
Down payment and closing cost assistance for first-time homebuyers in Kentucky. Offers competitive interest rates and up...
Free homebuyer education course covering budgeting, credit, mortgage options, home inspections, and maintaining a home. ...
Property tax exemption for qualifying Kentucky homeowners who are 65 or older, totally disabled, or surviving spouse of ...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Covers solar panels, labor,...
Performance-based incentive for Duke Energy Kentucky customers who install solar panels. Incentive amount based on syste...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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