USDA Section 504 Home Repair Grant & Loan

USDA Rural Development

Available Senior & Disability

About This Program

USDA program providing grants up to $10,000 for very-low-income seniors (62+) to remove health and safety hazards, plus loans up to $20,000 at 1% interest for other repairs. Available in eligible rural areas near Covington.

Estimate assumes grant portion for senior homeowner removing safety hazards

Key Details

  • Grant up to $7,500 for seniors 62+ (very low income)
  • Loan up to $20,000 at 1% interest available
  • Removes health and safety hazards
  • Must be in eligible rural area
  • Owner-occupied single-family home required

How to Apply

A grant-savvy contractor in Covington, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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