USDA Section 504 Home Repair Loans & Grants

USDA Rural Development

Available Home Repair

About This Program

USDA program offering low-interest loans up to $40,000 and grants up to $10,000 for very low-income rural homeowners age 62+ to remove health and safety hazards. Cullman qualifies as a rural area under USDA guidelines.

Grant available to seniors 62+; loan available to other income-eligible owners

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low-income requirement
  • Remove health and safety hazards
  • Cullman qualifies as rural area

How to Apply

A grant-savvy contractor in Cullman, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Cullman, AL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs