USDA Section 504 Home Repair Loan

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Low-interest loan for very-low-income homeowners in eligible rural areas to repair or improve their homes. Interest rate as low as 1%. Cupertino residents should verify rural eligibility, though most Santa Clara County areas do not qualify.

Low-interest loan at 1%; rural area eligibility required

Key Details

  • Low-interest loan up to $40,000 at 1%
  • For very low-income homeowners
  • Rural area eligibility required
  • Covers major repairs and improvements
  • Most of Santa Clara County does not qualify

How to Apply

A grant-savvy contractor in Cupertino, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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