USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Seniors age 62+ may qualify for grants up to $10,000. Loans up to $40,000 at 1% interest for 20 years.

Grant portion $10,000 for seniors, loan at 1% interest

Key Details

  • Grants up to $10,000 for seniors 62+
  • Loans up to $40,000 at 1% interest
  • Income at or below 50% AMI required
  • Must be in eligible rural area (check eligibility)
  • Covers health/safety repairs and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(352) 338-3402

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Deadline: Rolling applications

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