USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan (1%) for very low-income homeowners to repair, improve, or modernize homes in rural areas. Cypress may not qualify; verify rural designation. 20-year repayment term. Can be combined with grant for seniors 62+.

Maximum loan amount at 1% fixed interest for 20 years

Key Details

  • Loan up to $40,000 at 1% interest
  • Very low income required (50% AMI)
  • 20-year repayment term
  • Rural areas only—verify Cypress eligibility
  • Can combine with $10,000 grant if 62+

How to Apply

A grant-savvy contractor in Cypress, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Cypress, CA

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