Florida SHIP Housing Rehabilitation

About This Program

State Housing Initiatives Partnership (SHIP) provides forgivable loans for major home repairs to income-eligible homeowners in Broward County. Loan is forgiven after 15 years of compliance including maintaining owner-occupancy and homeowners insurance.

Forgivable loan amount based on scope of necessary repairs, forgiven over 15 years

Key Details

• Forgivable loan up to $75,000 for major repairs
• Income at or below 80% AMI required
• Must maintain owner-occupancy for 15 years
• Covers structural, roofing, mechanical systems
• No repayment if compliance terms are met

How to Apply

A grant-savvy contractor in Dania Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round