Florida SHIP Home Repair Program

Florida Housing Finance Corporation / City of Daytona Beach

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) funds administered locally to provide home rehabilitation for low- and moderate-income homeowners. Structured as a deferred, forgivable loan that is forgiven after a compliance period.

Forgivable loan amount based on scope of needed repairs and income

Key Details

  • Forgivable loan up to $25,000 for home repairs
  • Income at or below 140% AMI required
  • Must be owner-occupied in Volusia County
  • Loan forgiven after 5-15 year compliance period
  • Covers major systems, structural, roof, HVAC

How to Apply

A grant-savvy contractor in Daytona Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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