Decatur Owner-Occupied Rehabilitation Program

City of Decatur Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded program providing forgivable loans for major home repairs to low-income owner-occupied households within Decatur city limits. Loan is forgiven after 5 years of continued occupancy and property tax/insurance compliance.

Forgivable loan, no repayment if you remain in home 5 years

Key Details

  • Forgivable loan up to $30,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Decatur city limits
  • Covers roofing, HVAC, plumbing, electrical, structural
  • Loan forgiven after 5 years of occupancy

How to Apply

A grant-savvy contractor in Decatur, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to annual funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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