USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Loans and grants to very low-income homeowners in eligible rural areas near Decatur to repair, improve, or modernize their homes or remove health and safety hazards. Grants up to $10,000 available for homeowners 62 and older who cannot repay a loan.

Combination of 1% loan and grant for seniors

Key Details

  • Up to $40,000 loan at 1% interest
  • Additional $10,000 grant for seniors 62+
  • Must be in eligible rural area near Decatur
  • Income at or below 50% AMI required
  • Removes health and safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(217) 403-6222

A grant-savvy contractor in Decatur, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, contact local USDA office

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