AHFA Step Up Program

Alabama Housing Finance Authority

Available Home Repair

About This Program

Alabama Housing Finance Authority program providing forgivable loans for home repairs to moderate-income homeowners statewide. Loan is forgiven after 10 years of continued owner occupancy. Available to Decatur residents meeting income guidelines.

Forgivable loan over 10 years of owner occupancy

Key Details

  • Forgivable loan up to $35,000
  • Income limits apply (up to 120% AMI)
  • Loan forgiven after 10 years occupancy
  • Covers major home repairs and systems
  • Available statewide including Decatur

How to Apply

A grant-savvy contractor in Decatur, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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