USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligible rural areas near Decatur to repair, improve, or modernize homes. Grants available only to seniors 62+ unable to repay a loan.

Grant for seniors 62+; loan for others; amount based on income and need

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low-income requirement
  • Eligible rural areas near Decatur
  • Covers health, safety, and accessibility repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(256) 355-6310

A grant-savvy contractor in Decatur, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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