USDA Section 504 Home Repair Loan & Grant

About This Program

Provides loans and grants to very low-income homeowners in USDA-eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Seniors age 62+ may qualify for grants up to $10,000 if unable to repay a loan. Loans at 1% interest for up to 20 years.

Low-interest loan up to $40,000 or grant up to $10,000 for seniors, based on ability to repay

Key Details

• Loan up to $40,000 at 1% interest for home repairs
• Grant up to $10,000 for seniors 62+ who cannot repay loan
• Very low income required (50% AMI or below)
• Must be in USDA-eligible rural area (parts of Delano qualify)
• Covers health/safety hazards, accessibility, weatherization

How to Apply

A grant-savvy contractor in Delano, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing applications