Palm Beach County SHIP Owner-Occupied Housing Rehabilitation

About This Program

State Housing Initiatives Partnership (SHIP) program providing forgivable loans for major home repairs to low and very low-income homeowners in Palm Beach County. Loan forgiven after 15 years of continued owner occupancy.

Forgivable loan based on scope of repairs, no repayment if you remain in home 15 years

Key Details

• Forgivable loan up to $75,000 for major repairs
• Income at or below 80% AMI required
• Forgiven after 15 years of owner occupancy
• Covers roofing, HVAC, plumbing, electrical, structural
• Rolling applications accepted

How to Apply

A grant-savvy contractor in Delray Beach South, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding availability