Florida SHIP Home Repair Program

Florida Housing Finance Corporation / Palm Beach County

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) provides forgivable loans for home repairs to moderate-income homeowners in Palm Beach County. Loan is forgiven after 5 years of continued owner-occupancy and compliance with program requirements.

Forgivable loan, no repayment if you remain owner-occupied for 5 years

Key Details

  • Forgivable loan up to $30,000 for repairs
  • Income at or below 120% AMI required
  • Must be owner-occupied in Palm Beach County
  • Forgiven after 5 years of compliance
  • Covers major systems and structural repairs

How to Apply

A grant-savvy contractor in Delray Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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