USDA Section 504 Home Repair Loan & Grant

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

USDA provides low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners in eligible rural areas to repair or improve their homes. Grants are available only to seniors age 62+ who cannot afford loan repayment.

Loan at 1% interest for 20 years; grant for seniors 62+ only

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income required (50% AMI or below)
  • Must be in USDA-eligible rural area
  • Covers repairs, accessibility, health hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(352) 338-3400

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Deadline: Applications accepted year-round

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