Florida SHIP Home Repair Program

Florida Housing Finance Corporation / Volusia County

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) program provides deferred, forgivable loans for major home repairs to low-income homeowners in Volusia County. Loan is forgiven after 5-10 years of continued occupancy and compliance with program requirements.

Forgivable loan, no repayment if compliance period completed

Key Details

  • Deferred loan up to $25,000 for major repairs
  • Income at or below 80% AMI required
  • Loan forgiven after 5-10 years of occupancy
  • Covers roofing, HVAC, plumbing, electrical, structural
  • Must maintain homeowners insurance and property taxes

How to Apply

A grant-savvy contractor in Deltona, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Contact county for current availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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