USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes in eligible rural areas. Seniors 62+ may qualify for grants up to $10,000 for accessibility and safety improvements. Must be in USDA-designated rural area.

Loan up to $27,500 at 1% interest; seniors may receive up to $10,000 grant

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low-income households qualify
  • Must be in USDA rural-eligible area
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Deptford, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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