Home Improvement Grants in Deptford.

Find grants, rebates, forgivable loans, and free programs for Deptford, NJ, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Deptford, NJ, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 8 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

New Jersey Weatherization Assistance Program

Federally funded program administered by New Jersey DCA that provides free weatherization services to income-eligible ho...

Weatherization
Up to $30,000 forgivable loan

NJHMFA Home Repair Program

Provides forgivable loans up to $30,000 for critical home repairs to income-qualified homeowners. Loan is forgiven after...

Home Repair
Free lead abatement services

New Jersey Lead Hazard Control Assistance Program

Provides free lead-based paint hazard identification and abatement services to income-eligible households with children ...

Home Repair
Up to $35,000 forgivable loan

Gloucester County CDBG Housing Rehabilitation Program

CDBG-funded rehabilitation program for low- and moderate-income homeowners in Gloucester County. Provides forgivable loa...

Home Repair
Up to $5,000 in rebates

PSE&G Home Energy Savings Program

Comprehensive home energy assessment and rebate program for PSE&G electric and gas customers. Includes free energy audit...

Energy
Up to $2,000 rebate

PSE&G Heat Pump Rebate Program

Rebate program for installation of energy-efficient heat pump systems. Covers both air-source and ground-source (geother...

Energy
Performance-based incentives

New Jersey Solar Renewable Energy Program

Performance-based incentive program for residential solar panel installations. Provides long-term credits based on syste...

Solar/Renewable
Up to $1,200 in appliance rebates

PSE&G Energy Efficient Products Program

Rebates for purchase of ENERGY STAR certified appliances and equipment including refrigerators, clothes washers, dryers,...

Energy
Up to $5,000 grant

Gloucester County Senior Home Repair Program

Grant program for seniors 62+ in Gloucester County for emergency home repairs. Covers urgent safety hazards including he...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes in eligible rural ar...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to meet their accessibility needs. Covers...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make accessibility modifications such as entrance ramp...

Veterans
Up to $15,000 for modifications

NJ Division of Disability Services Home Modification Program

Provides funding to modify homes for persons with disabilities to increase independence and safety. Covers wheelchair ra...

Seniors & Disability
Free home energy improvements

New Jersey Comfort Partners

Free comprehensive home energy improvements for income-eligible households. Includes insulation, air sealing, heating sy...

Weatherization
Up to $2,000 heating assistance

New Jersey Low Income Home Energy Assistance (LIHEAP)

Federal LIHEAP program providing heating and energy assistance to low-income households. Provides direct payment to util...

Energy
Up to $10,000 for accessibility

New Jersey SAFE in Hunterdon Program (State Access to Functional Environments)

Forgivable loan program to help seniors and persons with disabilities make accessibility modifications to their homes. C...

Seniors & Disability
Up to $20,000 forgivable loan

New Jersey HomeKeeper Program

Helps low-income seniors remain in their homes by funding necessary repairs and improvements. Provides forgivable loans ...

Seniors & Disability
Varies by tax increase

New Jersey Senior Real Property Tax Freeze (Reimbursement)

Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Once e...

Property Tax Relief
Up to $1,500 rebate

New Jersey ANCHOR Property Tax Relief

Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) provides property tax relief to eligible New Jerse...

Property Tax Relief
Up to $35,000 assistance

New Jersey Homeowner Assistance Fund (HAF)

Federal program that provided assistance to eligible homeowners who experienced financial hardship after January 21, 202...

Disaster

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Deptford

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Frequently asked questions

What home improvement grants are available in Deptford, NJ?

24 programs are currently listed for Deptford, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Deptford have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Deptford, 16 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Deptford?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.