USDA Section 504 Home Repair Grants & Loans

About This Program

USDA provides grants up to $10,000 for very low-income seniors age 62+ to remove health and safety hazards in eligible rural areas. Low-income homeowners under age 62 may receive loans up to $20,000 at 1% interest for repairs. Derby may qualify depending on property location.

Grant for seniors 62+; loan for others; verify rural eligibility with USDA

Key Details

• Grants up to $7,500 for seniors 62+ to remove hazards
• Loans up to $20,000 at 1% interest for repairs
• Very low income required (50% AMI or below)
• Must be owner-occupied in eligible rural area
• Contact USDA to confirm Derby property eligibility

How to Apply

A grant-savvy contractor in Derby, CT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round