USDA Section 504 Home Repair Program

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

USDA provides loans up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ to repair, improve, or modernize their homes. Des Plaines may qualify if property is outside city limits or in eligible census tracts.

Grant available to seniors 62+; loans have 1% fixed interest

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Income at or below 50% AMI
  • Must be owner-occupied
  • May require rural or qualifying census tract

How to Apply

A grant-savvy contractor in Des Plaines, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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