Texas Home Improvement Loan Program

Texas Department of Housing and Community Affairs

Waitlist Home Repair

About This Program

Low-interest home improvement loans for moderate-income Texas homeowners to make necessary repairs and upgrades. Loans feature below-market interest rates and flexible terms up to 20 years.

Typical loan amount for qualifying repairs at 3% interest

Key Details

  • Loans up to $40,000 at 3% interest
  • Terms up to 20 years
  • For moderate-income homeowners
  • Owner-occupied homes only
  • Currently limited availability

How to Apply

A grant-savvy contractor in DeSoto, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Check for availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in DeSoto, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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