USDA Section 504 Home Repair Loan & Grant

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

USDA provides low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners to repair, improve, or modernize their homes or remove health and safety hazards. Grants available only to seniors 62+ who cannot afford loan repayment.

Typical combination of loan and grant for qualifying applicant

Key Details

  • Loans up to $27,500 at 1% interest for 20 years
  • Grants up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • Must be in eligible rural or suburban area
  • Owner-occupied homes only

How to Apply

Get free help applying Visit Official Program Page Track this program

(254) 742-9770

A grant-savvy contractor in DeSoto, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

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