Home Improvement Grants in DeSoto.

Find grants, rebates, forgivable loans, and free programs for DeSoto, TX, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in DeSoto, TX, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 13 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $30,000 forgivable loan

DeSoto Owner-Occupied Housing Rehabilitation Program

Provides forgivable loans for major home repairs to low- and moderate-income owner-occupants in DeSoto. Loan is forgiven...

Home Repair
Up to $10,000 grant

DeSoto Emergency Home Repair Grant

Provides emergency grants for urgent health and safety repairs to very low-income homeowners in DeSoto. Covers immediate...

Emergency
Up to $15,000 grant

DeSoto Home Accessibility Modification Program

Provides grants for ADA accessibility modifications for low-income homeowners with disabilities or seniors in DeSoto. Co...

Seniors & Disability
Up to $8,000 in weatherization

Texas Weatherization Assistance Program (WAP)

Federally-funded weatherization program administered by TDHCA that reduces energy costs through insulation, air sealing,...

Weatherization
Free home energy assessment + $130 in products

Oncor Home Energy Checkup

Free in-home energy assessment provided by Oncor that includes installation of LED bulbs, smart power strips, low-flow s...

Energy
$25 for professional HVAC tune-up

Oncor HVAC Tune-Up Program

Heavily subsidized professional HVAC tune-up for only $25 for Oncor customers. Licensed technician performs comprehensiv...

Energy
Up to $1,500 rebate

Oncor High-Efficiency Heat Pump Rebate

Rebate for installation of qualifying high-efficiency electric heat pump systems in Oncor service territory. Rebate amou...

Energy
Up to $85 rebate

Oncor Smart Thermostat Rebate

Rebate for purchase and installation of qualifying ENERGY STAR smart thermostats. Smart thermostats optimize HVAC runtim...

Energy
Up to $600 rebate

Oncor Home Insulation Rebate

Rebate for adding insulation to attics, walls, and other areas of your home. Rebate amount based on square footage and R...

Weatherization
Up to $750 rebate

Atmos Energy High-Efficiency Furnace Rebate

Rebate for installing ENERGY STAR certified high-efficiency natural gas furnaces with AFUE rating of 95% or higher. Must...

Energy
Up to $500 rebate

Atmos Energy Tankless Water Heater Rebate

Rebate for installing ENERGY STAR certified tankless (on-demand) natural gas water heaters. Tankless units heat water on...

Energy
100% property tax exemption on added solar value

Texas Solar Property Tax Exemption

Texas law exempts the added home value from solar panel installations from property tax assessment. Solar systems do not...

Solar/Renewable
30% federal tax credit

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of solar panel installation and battery storage systems. Credit can be claim...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA provides low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners to repair, improv...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers mo...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to meet their needs. Covers modifications...

Veterans
Up to $30,000 down payment assistance

Texas My Home Assistance Program

Provides down payment and closing cost assistance to first-time homebuyers in Texas. Grant does not require repayment if...

Homebuyer
Free lead testing and remediation assistance

Dallas County Lead Poisoning Prevention Program

Provides free lead testing, case management, and remediation assistance for homes with children under 6 in Dallas County...

Home Repair
Up to $40,000 loan at 3% interest

Texas Home Improvement Loan Program

Low-interest home improvement loans for moderate-income Texas homeowners to make necessary repairs and upgrades. Loans f...

Home Repair
Up to $8,000 grant

DeSoto Senior Home Repair Grant

Grant program specifically for senior homeowners age 65+ in DeSoto to address critical home repairs and safety concerns....

Seniors & Disability
Up to $5,000 forgivable loan

DeSoto Sewer Lateral Repair Assistance

Forgivable loan program to help homeowners repair or replace failing sewer lateral lines from the home to the city main....

Home Repair
Up to $1,500 grant

DeSoto Emergency Water Heater Replacement

Emergency grant for low-income homeowners to replace failed water heaters that pose health or safety threats. Available ...

Emergency

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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