USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program offering low-interest loans and grants for very low-income homeowners to repair, improve, or modernize their homes. Grants available only to seniors age 62+ who cannot repay a loan.

Grants up to $7,500 for seniors 62+; loans up to $40,000 at 1% interest

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $7,500 for seniors 62+
  • Income must be below 50% AMI
  • Must be in eligible rural area
  • Covers health and safety repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 414-1226

A grant-savvy contractor in Downey, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

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