Minnesota Housing Rehabilitation Loan Program

Minnesota Housing Finance Agency

Available Home Repair

About This Program

Provides deferred, low-interest loans to income-qualified Minnesota homeowners for major home repairs and improvements. Payment is deferred until home sale or transfer. Administered through local lenders and administered agencies.

Deferred loan; payment due upon sale or refinance

Key Details

  • Deferred loan up to $50,000
  • Income at or below 115% AMI
  • 0% interest, payment deferred until sale
  • Covers major repairs and systems
  • Available statewide including Duluth

How to Apply

A grant-savvy contractor in Duluth, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications processed continuously

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Duluth, MN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs