USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan (1%) for low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Loans up to 20 years. Dumfries may qualify depending on specific location and USDA eligibility maps.

Low-interest loan at 1% for home repairs

Key Details

  • Loan up to $40,000 at 1% interest
  • For eligible rural properties
  • Income at or below 80% AMI
  • Up to 20-year repayment term
  • Covers major repairs and improvements

How to Apply

Get free help applying Visit Official Program Page Track this program

(804) 287-1552

A grant-savvy contractor in Dumfries, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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