USDA Section 504 Home Repair Loan & Grant

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Seniors (62+) may qualify for grant funds up to $10,000. Dumont eligibility varies by neighborhood.

Combination of low-interest loan and potential grant for seniors

Key Details

• Loan up to $27,500 at 1% interest
• Seniors 62+ may receive up to $10,000 grant
• Income at or below 50% AMI required
• Must be in eligible area (check USDA map)
• Covers health and safety repairs

How to Apply

A grant-savvy contractor in Dumont, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications