Home Improvement Grants in Dumont.

Find grants, rebates, forgivable loans, and free programs for Dumont, NJ, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Dumont, NJ, with individual awards up to $126,526. 8 programs target seniors, 3 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $25,000 loan

NJ Housing & Mortgage Finance Agency Home Improvement Loan

Low-interest loan program for home improvements and repairs for New Jersey homeowners. Available statewide to households...

Home Repair
Up to $8,000 in weatherization services

New Jersey Weatherization Assistance Program (WAP)

Federal and state-funded weatherization services for income-eligible New Jersey households. Provides insulation, air sea...

Weatherization
Free lead hazard removal

NJ Lead Hazard Control Assistance Program

State-funded program providing free lead hazard evaluation and abatement for pre-1978 homes with children under age 6 or...

Home Repair
Free energy audit plus instant measures

PSE&G Home Energy Assessment

Free in-home energy assessment with installation of LED bulbs, water-saving devices, and smart power strips. Includes bl...

Energy
Up to $5,000 in HVAC rebates

PSE&G HVAC Equipment Rebates

Rebates for high-efficiency heating and cooling equipment including furnaces, boilers, central air conditioners, heat pu...

Energy
Up to $3,000 for heat pumps

PSE&G Heat Pump Rebate

Enhanced rebates for air-source and ground-source heat pump installations. Heat pumps provide both heating and cooling w...

Energy
Up to $4,000 for insulation

NJ Clean Energy Insulation Rebate

Rebates for insulation improvements including attic, wall, and basement insulation. Must complete a Home Performance wit...

Weatherization
Ongoing income from solar production

NJ Solar Renewable Energy Certificates (SREC)

Solar system owners earn tradeable certificates for each megawatt-hour of electricity produced. SRECs can be sold to uti...

Solar/Renewable
Up to $10,000 grant

Bergen County Senior Home Repair Program

Grant program for Bergen County homeowners age 60+ to fund essential home repairs including heating, plumbing, electrica...

Seniors & Disability
Forgivable loan up to $30,000

Bergen County CDBG Home Rehabilitation

CDBG-funded forgivable loan for major home repairs and rehabilitation for low-to-moderate income Bergen County homeowner...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize th...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to meet their ac...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for eligible veterans with certain service-connected disabilities to adapt a home to accommodate their disability....

Veterans
$250 annual property tax deduction

Dumont Senior Property Tax Deduction

Annual $250 property tax deduction for Dumont residents age 65 or older who have lived in New Jersey for at least one ye...

Property Tax Relief
Up to $1,500 rebate

NJ ANCHOR Property Tax Relief

New Jersey's ANCHOR (Affordable New Jersey Communities for Homeowners and Renters) program provides property tax relief ...

Property Tax Relief
Up to $40,000 for homeowner rehabilitation

New Jersey HOME Investment Partnerships Program

Federal HOME funds administered by Bergen County for low-income homeowner rehabilitation. Provides grants and deferred l...

Home Repair
100% property tax exemption

NJ Disabled Veterans Property Tax Exemption

Total property tax exemption for honorably discharged wartime veterans who are 100% permanently disabled due to service-...

Property Tax Relief
Up to $15,000 loan

Dumont Sewer Lateral Repair Loan

Low-interest loan program for Dumont property owners to repair or replace private sewer laterals from the home to the st...

Home Repair
Free heating system repair or replacement

PSE&G Warm Advantage Program

Free heating system repair or replacement for income-eligible PSE&G gas customers. Also includes weatherization services...

Energy
Free energy improvements up to $10,000

NJ Comfort Partners

Free comprehensive home energy improvements for income-eligible households including insulation, air sealing, heating sy...

Weatherization
Up to $5,000 for EV charger installation

NJ EV Charger Rebate Program

Rebates for residential electric vehicle charging station installation. Covers Level 2 (240-volt) home chargers installe...

Energy
Up to $5,000 for accessibility modifications

Bergen County ADA Home Modification Grant

Grant program for Bergen County residents with disabilities to make accessibility modifications such as ramps, grab bars...

Seniors & Disability

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Dumont

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Frequently asked questions

What home improvement grants are available in Dumont, NJ?

26 programs are currently listed for Dumont, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Dumont have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Dumont, 16 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Dumont?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.