USDA Section 504 Home Repair Program

About This Program

USDA program providing low-interest loans and grants to very-low-income homeowners to repair or improve dwellings or remove health and safety hazards. Grants up to $10,000 available for seniors 62+ who cannot repay a loan.

Combined loan and grant assistance for health and safety repairs

Key Details

• Loans up to $40,000 at 1% interest, 20-year term
• Grants up to $10,000 for seniors 62+ unable to repay loan
• Very low income required (50% AMI)
• Covers health, safety, and accessibility repairs
• Must be in eligible rural area

How to Apply

A grant-savvy contractor in Duncanville, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications