USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes or remove health and safety hazards. Seniors may qualify for grants up to $10,000.

Loan amount based on need and repayment ability; grants for seniors 62+

Key Details

  • Low-interest loans up to $40,000
  • Grants up to $10,000 for seniors 62+ (very low income)
  • For homes in eligible rural areas
  • Income at or below 50% AMI required
  • Must be unable to obtain affordable credit elsewhere

How to Apply

Get free help applying Visit Official Program Page Track this program

(352) 338-3402

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Deadline: Applications accepted year-round

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