USDA Section 504 Home Repair Grants & Loans

USDA Rural Development

Available Senior & Disability

About This Program

USDA grants up to $10,000 for very-low income seniors (62+) to remove health and safety hazards, plus loans up to $20,000 at 1% interest for repairs in eligible rural areas. Must own and occupy home in qualifying rural location.

Combined grant and loan for eligible senior homeowners

Key Details

  • Grant up to $7,500 for seniors 62+
  • Loan up to $20,000 at 1% interest
  • Very low income required (50% AMI)
  • Must be in eligible rural area
  • Owner-occupied homes only

How to Apply

Visit Official Program Page Track this program

(919) 873-2075

Deadline: Rolling applications through USDA office

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