Find grants, rebates, forgivable loans, and free programs for Durham, NC, filtered to your situation.
As of June 2026, 40 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Durham, NC, with individual awards up to $126,526. 9 programs target seniors, 4 serve veterans, and 17 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 27 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home rehabilitation for low-income owner-occupied households in Durham. Forgivable loan after 5 years of ...
Provides emergency repairs for very-low income homeowners facing immediate health and safety threats. Grant does not req...
Provides grants for accessibility modifications to help seniors and persons with disabilities remain safely in their hom...
HUD-funded program to eliminate lead-based paint hazards in Durham County homes built before 1978 with children under 6 ...
Federal DOE-funded weatherization program administered statewide to reduce energy costs for low-income households. Servi...
Rebate for installation of qualifying high-efficiency electric heat pump systems in Duke Energy Progress service territo...
Comprehensive home energy assessment with instant rebates on energy-saving upgrades including LED bulbs, smart thermosta...
Rebate for residential rooftop solar photovoltaic system installations. Rebate is $0.50 per watt DC for systems up to 7 ...
Affordable home repair loans for low-to-moderate income homeowners statewide. Interest rates start at 3.99% with flexibl...
USDA grants up to $10,000 for very-low income seniors (62+) to remove health and safety hazards, plus loans up to $20,00...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Assists veterans with certain service-connected disabilities to adapt a home to meet accessibility needs. For veterans w...
Statewide program providing free lead testing and hazard reduction services for homes built before 1978 with children un...
Property tax exclusion for Durham County homeowners age 65+ or totally and permanently disabled with income below $37,20...
Financial assistance for low-income homeowners to repair or replace failing private sewer laterals. City covers up to 50...
Federal HAF program providing mortgage payment assistance, property tax/insurance payment help, and home repair assistan...
Emergency home repair grants for Durham County seniors age 60+ with low income. Addresses critical health and safety iss...
Rebate for residential customers who install qualifying ENERGY STAR certified heat pump water heaters. Rebate amount is ...
Emergency assistance with home heating and cooling bills for low-income households facing utility disconnection or lack ...
Provides critical home repairs for low-income Durham County homeowners including roof repairs, plumbing, electrical, HVA...
Free energy-efficiency improvements for income-qualified Duke Energy customers. Services include attic insulation, air s...
Nonprofit providing free critical home repairs for low-income seniors, veterans, and persons with disabilities in Durham...
North Carolina offers a 35% state tax credit for residential solar PV installations, capped at $10,500. Credit may be ca...
Financial assistance for low-income Durham County homeowners to repair or replace failing septic systems. Amount of assi...
Federal tax credit covering 30% of the cost of residential solar photovoltaic systems and battery storage installed for ...
Allows qualified homeowners age 65+ with income below $55,050 to defer property taxes until the property is sold or owne...
Federal HOME funds used for major home rehabilitation for income-eligible Durham homeowners. Forgivable loan for essenti...
Down payment assistance for first-time homebuyers purchasing in North Carolina. Provides up to 5% of the loan amount (ma...
Rebate for Duke Energy customers who install Level 2 electric vehicle charging equipment. Includes up to $600 for charge...
Financial assistance for homeowners experiencing chronic flooding or drainage problems on private property. City provide...
Cost-share program providing 50% reimbursement (up to $500) for planting approved shade trees in residential yards or ri...
Free HUD-certified housing counseling including homebuyer education, foreclosure prevention, rental assistance, and fina...
Property tax deferral for qualified historic properties undergoing substantial rehabilitation. Approved properties recei...
Federal tax credit for energy-efficient home improvements including windows ($600), doors ($500), insulation/air sealing...
Low-interest loans to help moderate-income homeowners replace older manufactured homes with newer, more energy-efficient...
Property tax exclusion for honorably discharged North Carolina veterans who are 100% permanently and totally disabled. E...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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40 programs are currently listed for Durham, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Durham, 27 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.