USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan for very-low-income homeowners in eligible rural areas of Pickens County to repair, improve, or modernize their homes. Interest rate as low as 1%. Home must be in a USDA-eligible rural area and household income must be below 50% area median income. Loan term up to 20 years.

Low-interest loan at 1% for eligible rural homeowners

Key Details

  • Loan up to $40,000 at 1% interest
  • Income below 50% AMI required
  • Must be in USDA-eligible rural area
  • 20-year repayment term available
  • Covers major home repairs and improvements

How to Apply

A grant-savvy contractor in Easley, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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