USDA Section 504 Home Repair Grant & Loan

USDA Rural Development

Available Senior & Disability

About This Program

Federal program providing grants (up to $7,500) and low-interest loans (up to $20,000) to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants available only to homeowners age 62+. East Providence is not designated rural; check eligibility.

Grant portion for seniors 62+, loan at 1% interest for up to 20 years

Key Details

  • Grant up to $7,500 for seniors 62+
  • Loan up to $20,000 at 1% interest
  • Very low income required (50% AMI)
  • East Providence may not qualify as rural
  • Check with USDA Rhode Island office

How to Apply

Get free help applying Visit Official Program Page Track this program

(401) 826-0842

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Deadline: Rolling applications

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