USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Very low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Seniors 62+ may qualify for grants to remove health and safety hazards.

Loan or grant amount based on income, need, and repayment ability

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • Must be in eligible rural area
  • For health, safety, and accessibility repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(410) 480-4700

A grant-savvy contractor in Edgewood, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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