Home Improvement Grants in Edgewood.

Find grants, rebates, forgivable loans, and free programs for Edgewood, MD, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Edgewood, MD, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Harford County Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to income-qualified owner-occupants in Harford County. Loan is forgiven...

Home Repair
Grant up to $10,000

Harford County Emergency Home Repair Grant

Provides grants for emergency repairs that pose immediate threats to health and safety for very low-income homeowners in...

Emergency
Grant up to $15,000

Harford County Accessibility Modification Program

Provides grants for home modifications that improve accessibility for residents with disabilities or seniors in Harford ...

Seniors & Disability
Free weatherization up to $8,000

Maryland Weatherization Assistance Program (WAP)

Federal and state-funded program providing free weatherization services to income-qualified households in Maryland. Incl...

Weatherization
Free lead hazard removal

Maryland Lead Poisoning Prevention Program

Provides free lead hazard reduction services for properties built before 1978 where a child under age 6 with an elevated...

Home Repair
Low-interest loan up to $20,000

Maryland Home Improvement Loan Program

Provides low-interest home improvement loans to moderate-income homeowners in Maryland for necessary repairs and improve...

Home Repair
Rebates up to $7,500

BGE Home Energy Savings Program

Income-qualified BGE customers can receive no-cost energy-saving upgrades including insulation, air sealing, LED lightin...

Energy
Rebate up to $1,500

BGE Heat Pump Rebate Program

BGE customers can receive rebates for installing qualified high-efficiency heat pumps. Rebate amounts vary based on equi...

Energy
Rebate up to $100

BGE Smart Thermostat Rebate

BGE customers receive instant rebates on qualified ENERGY STAR smart thermostats purchased through participating retaile...

Energy
Ongoing SREC payments

BGE Solar Renewable Energy Certificate Program

BGE customers who install solar panels can earn ongoing payments by selling Solar Renewable Energy Certificates (SRECs) ...

Solar/Renewable
Grant up to $1,000

Maryland Solar Energy Grant Program

Maryland homeowners installing solar photovoltaic systems can receive a grant to offset installation costs. Grant amount...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Very low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or moderni...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain permanent service-connected disabilities adapt or purchase a specially adapted home. Eligibl...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt their home for maximum independence. Eligible veterans ...

Veterans
Tax credit varies by income

Harford County Senior Property Tax Credit

Provides property tax credits to Harford County residents age 65 or older who meet income limits. Credit amount is based...

Property Tax Relief
Grant up to $5,000

Harford County Sewer Lateral Repair Program

Provides grants to income-qualified homeowners in Harford County to repair or replace failing private sewer laterals. Pr...

Home Repair
Loan up to $50,000

Maryland Energy Financing Program (MELF)

Low-interest financing for energy efficiency and renewable energy improvements for Maryland homeowners. Includes solar p...

Energy
Rebates up to $500

Maryland EmPOWER Appliance Rebates

Maryland residents can receive rebates for purchasing ENERGY STAR certified appliances including refrigerators, dishwash...

Energy
20% state tax credit

Maryland Historic Preservation Tax Credit

Provides 20% state tax credit for substantial rehabilitation of certified historic structures in Maryland. Can be combin...

Historic
Grant up to $5,000

Maryland Resilient Homes Program

Provides grants to Maryland homeowners to reduce flood risk through projects like rain gardens, dry wells, and green inf...

Disaster
Rebate up to $100

BGE HVAC Maintenance Rebate

BGE customers can receive rebates for professional HVAC maintenance tune-ups performed by qualified contractors. Regular...

Energy
Down payment assistance up to $15,000

Harford County First-Time Homebuyer Program

Provides forgivable down payment and closing cost assistance to first-time homebuyers purchasing in Harford County. Loan...

Homebuyer

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Edgewood

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Frequently asked questions

What home improvement grants are available in Edgewood, MD?

26 programs are currently listed for Edgewood, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Edgewood have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Edgewood, 17 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Edgewood?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.