USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

USDA provides low-interest loans up to $40,000 for very low-income homeowners in eligible rural areas near Edinburg to repair, improve, or modernize their homes. Loans at 1% interest for up to 20 years.

Low-interest loan at 1% APR, repayment over up to 20 years

Key Details

  • Loan up to $40,000 at 1% interest
  • For very low-income homeowners (50% AMI or below)
  • Must be in eligible rural area near Edinburg
  • Up to 20-year repayment term
  • Cannot have other affordable credit available

How to Apply

Get free help applying Visit Official Program Page Track this program

(956) 447-5560

A grant-savvy contractor in Edinburg, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

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