Find grants, rebates, forgivable loans, and free programs for Edwardsville, IL, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Edwardsville, IL, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to owner-occupied homes in Edwardsville for households at or below 80% ...
Provides grants to modify owner-occupied homes to improve accessibility for persons with disabilities in Edwardsville. C...
Federally-funded weatherization assistance for income-eligible households in Madison County. Services include insulation...
HUD-funded program to remove lead-based paint hazards in Madison County homes built before 1978 with children under age ...
Low-interest loan program through IHDA to help Illinois homeowners make accessibility modifications for household member...
Rebates for energy-efficient HVAC equipment installations by Ameren Illinois customers. Includes rebates for high-effici...
Rebates for adding insulation and air sealing improvements to homes served by Ameren Illinois. Covers attic, wall, and c...
Enhanced rebates for installing energy-efficient air-source or geothermal heat pumps in Ameren Illinois service territor...
Instant rebate for purchasing qualifying smart thermostats through Ameren Illinois marketplace. Smart thermostats can sa...
Free energy efficiency improvements for income-qualified Ameren Illinois customers. Services include LED bulbs, smart po...
Statewide program providing no-cost or low-cost solar installations for income-qualified Illinois households. Program co...
Federal tax credit equal to 30% of the cost of installing solar panels and battery storage on residential properties. Cr...
USDA loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Seni...
VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their d...
VA grant for veterans with certain service-connected disabilities to adapt an existing home or family member's home. Cov...
Grant program for senior homeowners age 62+ in Madison County to make critical home repairs and safety improvements. Cov...
Grant assistance for income-qualified homeowners to repair or replace deteriorating private sewer laterals connecting ho...
Matching grant for historically-appropriate rehabilitation of homes in Edwardsville's historic districts. Covers exterio...
One-time annual assistance with home heating costs for income-eligible Illinois households. Priority for seniors 60+, ho...
Emergency assistance for furnace repair or replacement for households enrolled in LIHEAP facing a heating crisis. Provid...
Down payment and closing cost assistance for first-time homebuyers in Illinois. Provides up to $10,000 in forgivable ass...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Edwardsville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Edwardsville, 17 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.