El Cajon Owner-Occupied Rehabilitation Program

City of El Cajon Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded program providing major home repairs for owner-occupied homes in El Cajon for households at or below 80% AMI. Loan is forgiven after 5 years of continued owner-occupancy and compliance with program requirements.

Forgivable loan covering approved rehabilitation costs up to maximum, no repayment if compliance maintained

Key Details

  • Forgivable loan for major home repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in El Cajon
  • Forgiven after 5 years of compliance
  • Covers structural, plumbing, electrical, HVAC

How to Apply

A grant-savvy contractor in El Cajon, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to fund availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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