USDA Section 504 Home Repair Loan & Grant

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes in eligible rural areas near El Cajon. Grants available to homeowners 62+ who cannot repay a loan. Must address health and safety hazards.

Combination of loan (up to $40,000 at 1% interest) and/or grant (up to $10,000 for seniors 62+)

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI or below)
  • Must address health and safety hazards
  • Available in eligible rural areas near El Cajon

How to Apply

A grant-savvy contractor in El Cajon, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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