Find grants, rebates, forgivable loans, and free programs for El Cajon, CA, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in El Cajon, CA, with individual awards up to $200,000. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded program providing major home repairs for owner-occupied homes in El Cajon for households at or below 80% AMI...
Provides accessibility modifications for owner-occupied homes in El Cajon for seniors or persons with disabilities at or...
Assists low-income homeowners in El Cajon with the cost of repairing or replacing private sewer lateral lines from the h...
Federally-funded program providing free energy efficiency upgrades to income-eligible households in El Cajon. Services i...
Provides up to $3,000 toward seismic retrofits for qualifying homes in eligible El Cajon zip codes. Home must be wood-fr...
Comprehensive energy efficiency program offering incentives for home upgrades including insulation, air sealing, duct se...
Rebate for installing energy-efficient heat pump systems in SDG&E service territory. Covers air-source heat pumps for he...
Net energy metering (NEM) and incentive programs for residential solar installations. SDG&E customers in El Cajon can re...
Rebate for purchasing and installing a qualifying Level 2 electric vehicle charger at your El Cajon home. Higher rebates...
California Self-Generation Incentive Program (SGIP) rebates for installing home battery storage systems. Higher incentiv...
Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes in eligible rural ar...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their needs. Available to v...
Helps veterans with certain service-connected disabilities adapt a home to meet their needs. Available to veterans who a...
Provides free lead hazard removal services to qualifying San Diego County homes where a child under 6 with elevated bloo...
Allows seniors (62+), blind, or disabled homeowners in El Cajon to defer property taxes on their primary residence. Prop...
Provides downpayment and closing cost assistance to first-time homebuyers in El Cajon. Silent second mortgage, deferred ...
Provides 3.5% of the purchase price or appraised value (whichever is less) toward downpayment or closing costs for first...
Federally-funded HOME program providing rehabilitation assistance to low-income homeowners in unincorporated San Diego C...
Provides grants for accessibility modifications to help seniors and persons with disabilities remain in their homes in S...
Downpayment assistance for teachers, public safety personnel, or other specified public employees purchasing a home in E...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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