USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA provides loans up to $27,500 and grants up to $10,000 for very low-income homeowners to repair or improve their homes. Grants available only to seniors (62+) unable to repay a loan. Funds address health and safety hazards.

Grant amount for senior homeowners unable to repay loan

Data last verified 2026-06-09. How we verify our data.

This is a national program. In El Mirage, AZ, you can stack it with local programs like these:

Key Details

  • Loans up to $27,500 or grants up to $10,000
  • Very low-income homeowners (50% AMI or below)
  • Grants for seniors 62+ unable to repay loan
  • Covers health and safety repairs
  • 1% interest rate on loans

How to Apply

A grant-savvy contractor in El Mirage, AZ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in El Mirage early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Year-round applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in El Mirage, AZ

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