City of Elgin Owner-Occupied Rehabilitation Program

City of Elgin Community Development (CDBG)

Available Home Repair

About This Program

Provides major home repairs for owner-occupied households in Elgin with income at or below 80% AMI. Loan is forgiven after 5 years of continued owner-occupancy, maintaining insurance, and paying property taxes.

Forgivable loan, no repayment if you remain in the home 5 years

Key Details

  • Forgivable loan up to $30,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Elgin city limits
  • Forgiven after 5 years of compliance
  • Covers roofing, HVAC, plumbing, electrical, structural

How to Apply

A grant-savvy contractor in Elgin, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted on rolling basis

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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