New Jersey Home Improvement Loan Program

NJ Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Low-interest loan program for home improvements, repairs, and energy efficiency upgrades. Available through participating lenders with favorable terms for moderate-income homeowners seeking to rehabilitate or modernize their homes.

Loan amount based on project scope and borrower qualification

Key Details

  • Low-interest loan up to $50,000
  • Income up to 115% AMI eligible
  • Covers repairs, renovations, energy upgrades
  • Available through participating lenders
  • Competitive interest rates

How to Apply

A grant-savvy contractor in Elizabeth, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing through participating lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Elizabeth, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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