USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Federal program providing grants (for seniors 62+) and low-interest loans to very low-income homeowners to repair, improve, or modernize homes or remove health and safety hazards. Available in eligible rural areas of Union County.

Grant for seniors 62+, loan for others, based on income and repairs needed

Key Details

  • Grant up to $10,000 for seniors 62+
  • Loan up to $40,000 at 1% interest
  • Very low income required (50% AMI)
  • Removes health and safety hazards
  • Available in eligible rural areas only

How to Apply

A grant-savvy contractor in Elizabeth, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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